In order to reach your monthly goals as an insurance agent you have to meet enough people that need what you’re selling. Some agents find it challenging to generate insurance leads and aren’t sure how to achieve a steady flow of contacts. If you aren’t sure where to start or what methods are most effective, you can start with these basic ways to include in your lead generation system. Continue reading
The key to success with life insurance sales leads that are generated by a 3rd party lead company is to devise a plan of action. Most agents who use leads fail to handle them effectively enough to be profitable. Here are ten steps for an insurance agent to follow to make a profit with sales leads.
1. Select the type of life insurance sales leads you want. For instance, there are insurance sales leads that are generated by mail, fax, internet websites, etc. Each lead type has its advantages and disadvantages. Also, decide whether you want to work with exclusive life insurance sales leads, or shared sales leads.
2. Determine the quantity of leads you can afford to purchase over a 60-90 day period before you receive any commissions from your initial sales. Typically, underwriting, approving, and getting paid on a life insurance policy will take at least 60-90 days. Therefore, you will need to fund your lead purchases over this period of time before you have commissions to re-invest in leads from profits instead of your pockets.
3. Select a lead company with a reputation for generating responsive leads. Ideally, you should get references from an agent(s) who has experience working the leads generated by the company you’re considering. If references are not available, ask the lead company for several complimentary leads for you to experience first-hand how responsive they are, Link: www.insurancesalesleads.com/lead-service-reviews
4. Always follow-up with your leads quickly after receiving them, preferably within 1-2 hours. Sales leads become stale if they aren’t contacted immediately. Continue reading
While it is a tough time for family and friends who lose a loved one, an insurance agent can make the loss a little easier by providing quality and affordable service. Agents who sell final expense insurance, such as of www.finalexpenseleads.com, will want a first-rate list of prospective clients.
According to the National Funeral Directors Association (NFDA), consumer interest in preplanning funerals has been steadily rising for the past three decades, with much interest on pre-funding these services. Final expense insurance is put to use as an alternative to life insurance, offering different benefits. The popularity of burial insurance has increased in recent years as individuals and families look for both a dignified and affordable way to deal with the inevitable.
Right now, the cost for the plot, clothing. funeral & burial expenses averages between $6,000 -$10,000.
Final expense insurance, also known as “burial” or “funeral” insurance, is a life insurance policy with a low face value, such as $5,000 to $50,000, that you buy directly from an insurance company.
Since final expense insurance covers something that no one can escape, when a consumer obtains this type of policy, insurers know the client will use it at some point. With that being the case, insurance companies will charge accordingly. And, unlike life insurance which gives the policyholder a large lump sum to distribute as they see fit, final expense insurance only covers costs related with the burial. Continue reading
Comparing and obtaining health insurance can be done quickly on the Internet. You can search for health insurance quotes, review coverage and apply online. Payment can be conveniently made online or by phone.
Financially, times are hard, so you need the guaranteed effectiveness of health insurance to protect yourself from major health problems appearing out of the blue. With the right level of health insurance coverage, the high cost of healthcare or medical bills you weren’t expecting won’t be a problem for you. These tips will help you get health insurance quickly if you are in a situation that causes you to loose you coverage due to a job loss or waiting period:
Look for health insurance prices online
The fastest and easiest way to get a health insurance quotes to search on the web. Health insurance websites, e.g www.healthinsuranceleads.com, and relevant listings containing any information you may want are only a click away. Browsing on the Internet is undeniably faster and more convenient than having to walk in to separate insurance companies and you will be able to get more quotes in a shorter period of time.
Take a look at the quotes you have put together and compare them
A health insurance policy that has the least premium is not necessarily the best option. Do your research before settling on a policy and look beyond the premium rate. Although this is tempting to do, always remember that there are other factors to consider in addition to price. It is necessary to compare the information received. Go over the policy’s deductible and see whether it is affordable for you. If you are facing expensive deductibles, you should look into whether you qualify for a health savings account that is tax-advantaged. There are also websites that allow you to compare quotes for different policies in order to find the best value. Continue reading